Research/Report

Digital Financial Literacy

Fall 2022

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Digital Literacy

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Author(s): Wil Golden – University of Georgia; Leslie Cordie – Auburn University

The authors discuss the significance of digital financial literacy in terms of fintech background. It highlights the potential benefits of technology in improving financial well-being, but also acknowledges the challenges faced by individuals lacking digital and financial literacy skills.

The low level of financial literacy in the United States and the impact of internet access on fintech adoption are mentioned. The paper concludes by suggesting best practices for improving financial and digital literacy through curriculum development, training, and utilizing adult learning strategies.

ALE Journal – Volume 4, Issue 3

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